Financing IVF & Fertility Care

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Understanding Your Financial Options

The financial side of fertility care can feel overwhelming, but the team at Tennessee Fertility Institute can help you navigate it all. We'll break down your costs and connect you with trusted lenders, helping you find the right plan for your needs. We make fertility treatment more accessible and ease financial stress so you can focus on growing your family.

How we can help  |  Available financing & loan programs  |  Financing FAQs

Financing IVF and Fertility Treatments: How We Help

At Tennessee Fertility Institute, we offer a range of fertility services, from IUI to IVF, and we're here to help you through every step of the process, including the financial aspects of your treatment. While costs vary based on your specific treatment plan, we provide a detailed breakdown of expenses and can help you choose a fertility financing program that best fits your needs and budget.

We proudly serve patients throughout Davidson County and Williamson County at our clinics in Nashville and Franklin. Schedule an appointment with one of our financial experts today.

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Fertility Financing & Loan Programs

Fertility care is necessary for many couples and individuals looking to grow their families, and financial concerns shouldn't stand in the way. That's why we've partnered with reputable third-party lenders and financial institutions to support you throughout the process.

Our team is here to review your financing options for single treatment cycles, multi-cycle packages, or medication costs. We can answer your questions and help you make informed decisions about fertility financing with confidence.

BUNDL

Tennessee Fertility Institute proudly partners with BUNDL, a unique program that allows patients to package multiple treatment cycles together into one up-front cost. BUNDL is flexible, giving patients multiple packages to choose from, as well as custom add-ons. BUNDL understands that fertility treatment comes at a significant financial and emotional cost. Their industry-first risk protection plans offer full or partial refunds for unsuccessful treatments (subject to eligibility requirements and additional terms and conditions), so you can minimize your financial burden and focus on building your family.

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CapexMD

Through our partnership with CapexMD, Tennessee Fertility Institute offers customized loan programs featuring a variety of loan types and highly competitive rates to help make your financing experience relatively stress-free.

CapexMD’s loan programs cover all fertility treatment options — including fertility medications and genetic testing if necessary — so you can be sure that none of your expenses are left uncovered. Once approved, our financial counselors will work closely with their Fertility Loan Specialists to secure your funds and start treatment right away.

Some of CapexMD’s many advantages include:

  • Specialist in Fertility Financin
  • Highly Competitive Rates
  • Pre-Approval within 24 Hours
  • Highest Confidentiality
  • No Prepayment Penalties
  • Personal Attention
  • Easy and Secure Online Application
  • Flexible Terms
  • No Annual Fees
  • Retain Your Existing Credit Sources

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Future Family

Future Family aims to help everyone build the family of their dreams by removing the barriers to accessing fertility treatment. They offer loans of up to $50,000 and disburse funds in just a few days. Prequalifying is easy, risk-free, and won't impact your credit score. 

You can find out what you're pre-approved for through The Prelude Network’s personalized payment choice tool.

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Lending Club

We offer flexible payment plans through Lending Club Patient Solutions. With Lending Club, patients can finance their treatment and related medications through flexible plans with low fixed rates and monthly payments, no upfront payments, and no prepayment penalties.

Visit LendingClub and complete a short application to determine your fixed rates and monthly payments for Extended Plans. Rest assured that this process will not impact your credit score.

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Fertility Financing & Loans FAQs

  • The best IVF loan for you depends on your specific treatment plan and budget. Our team is here to guide you in the right direction, no matter your unique situation.

  • Applying for a fertility loan is similar to applying for a traditional personal loan. After you submit your application, you'll receive an offer based on your treatment plan and credit score. Once approved, the lender will send the funds directly to the clinic, and you'll repay the loan in monthly installments.

  • Yes. Fertility loans can also be used for IUI, egg freezing, genetic testing, and more. Our financial team can walk you through what's eligible under each financing option.

  • Some lenders provide financing options for individuals with lower credit scores. However, interest rates and terms may differ. We're here to help you explore your options if you're concerned about your credit.

  • We recommend applying as soon as you have a treatment plan. This ensures you can borrow the exact amount you need and begin treatment without delay.

​​Learn More About Fertility Financing with Tennessee Fertility Institute

Navigating finances ahead of fertility treatment can be challenging, but you don't have to do it alone. Our experienced team is here to address any questions or concerns you may have, so you can start your journey to growing your family as soon as possible.

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